All IRS and U.S. Treasury Payments to Go Fully Electronic
August 13, 2025
A significant change is coming to how the IRS and U.S. Treasury handle payments. On March 25, 2025, President Trump signed Executive Order 14247, titled Modernizing Payments to and from America’s Bank Account, mandating that all payments to and from the IRS and U.S. Treasury must be made electronically, effective September 30, 2025.
How will this impact taxpayers?
Starting September 30, 2025, the following changes will be implemented:
The IRS will no longer issue paper check for income tax refunds.
The IRS will no longer accept paper checks for tax payments.
All payment to and from the U.S. Treasure (including Social Security payments) must be made electronically.
What do Taxpayers need to Do?
Be Prepared to Provide Bank Account Information when filing your income tax return.
This will ensure any refund can be directly deposited into your account in a timely manner.
We can initiate some tax payments through our tax preparation software, but there are some limitations. It's a good idea to familiarize yourself with the additional options below in case we are unable to set up automatic payments through our software.
Understand Your Payment Options.
A full list of available payment options is available from the IRS here.
IRS Online Account:
We recommend setting up an IRS online account, as this will allow you to make secure payments online and access other essential tax services.
Click Here to Set up Individual IRS Account
Click Here to Set Up Business IRS Account
IRS Direct Pay:
Direct Pay allows taxpayers to make certain tax payments electronically via bank account or credit card without having to make an IRS Online Account. Please note, fees may apply depending on the form of payment used.
Click Here to Check out Direct Pay.
Electronic Federal Tax Payment System (EFTPS):
Businesses can continue to use the EFTPS system for payments and must use this for certain types of payments.
Trust and Estate Tax Payments can only be made online using EFTPS at this time, but we are hopeful that the IRS will expand online payment options for Trusts and Estates soon.
EFTPS requires enrollment so we recommend setting this up prior to the deadline for making a payment.
Click Here to Enroll in EFTPS.
Other Affected Payments Types
Executive Order 14247 covers all U.S. Treasury payments including the following:
Social Security payments
Federal benefit disbursements
Other government-issued checks
If you are currently receiving any government payments by paper check, you will need to transition to direct deposit or another approved electronic payment method before the September 30, 2025, deadline.
We encourage everyone to act early to ensure there are no disruptions for your upcoming tax payments when the change takes full effect. If you have any questions or need help setting up your electronic payment options, please reach out or visit www.irs.gov/payments.